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Which bill should I pay first?

Enter your bills and what you can spare after essentials. You get a ranked list with a reason for every line, what your money covers, and who to call about the rest.

Runs entirely in your browser. Nothing you type is sent or saved. These are the same fixed rules the BillTriage app uses.

Money for bills
Your bills

For "If it's late", use what the notice actually says. If it doesn't say, choose "Nothing stated" — the tool will not guess a consequence for you.

How the ranking works

Bills are sorted by consequence tier first. Nothing in a lower tier can jump above a higher one, no matter how big or how soon it is.

  1. Shelter, utilities, car, insurance, courtEviction, foreclosure, shutoff, repossession, license suspension, court or garnishment deadlines, insurance coverage lapse.
  2. Amounts you already agreed toPayment plans and arrangements, and care you can't continue without paying.
  3. Late fees and credit reportingCredit card minimums and bills with a late fee but no shutoff or legal action.
  4. No immediate consequenceIncluding most medical bills.
  5. Optional subscriptionsCanceling is often the right move.

Inside a tier: sooner deadline first, then the smaller amount that prevents the consequence — so the same money stops more bad things. Then the money is walked down that list. If it can't cover a top-tier bill, the tool does not suggest a partial payment, because a partial that doesn't stop the action can waste scarce money. It tells you to call and ask what amount will.

Read the full explanation in which bills to pay first when you can't pay them all.

Do this from a photo of the bill

The BillTriage app reads the due date and amount from a scan or screenshot, keeps every bill in one list, and reminds you before deadlines. Private, on your phone, $2.99 once.

About the app